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December 3, 2012
New Article on CreditReporting.com titled "How Do I Get Business Credit?"
Getting credit terms for your company is usually important to growing your business and hopefully your net income. Here are some tips on how to get your business credit plan started.
More information on getting credit terms for your company:
November 9, 2012
New Article on CreditReporting.com about Managing Your Company's Credit Report
Simply put, the best way of managing your company's credit report starts with paying your bills on time. Of course that means you have at least one credit account to begin with, so for one of your suppliers, open an account of credit ( e.g. payment due in 30 days), and then pay as agreed.
More information on your company credit report:
October 29, 2012
New Article on CreditReporting.com about Submitting Credit Reporting Complaints through the Consumer Finance Protection Bureau
If you have filed a credit report dispute with a credit bureau or credit reporting agency, and you feel the outcome is not right, or if you just want to complain about some credit reporting industry practices, you can now submit a complaint through the Consumer Finance Protection Bureau.
More information on submitting credit reporting complaints:
October 2, 2012
New Article on CreditReporting.com about Obtaining Business Reports
Unlike consumer credit reports, almost anyone can order a business credit report. You can even get a credit report on your own business free.
More information on getting commercial credit reports:
August 29, 2012
New Article on CreditReporting.com about the FICO Mortgage Score
There's a new credit score for morgage lending based on the CREDCO CoreScore Credit Report and produced by FICO/Fair Isaac Company.
More information on FICO's new score is here:
August 22, 2012
New Article on CreditReporting.com about ChexSystems
ChexSystems provides a service used by banks to check whether consumers have had bank accounts that resulted in overdrafts and perhaps bad checks. Lots of banks use the data from ChexSystems as part of the process to approve consumers who apply to open up checking accounts.
More information on ChexSystems is here:
August 9, 2012
Employment Reports Company Gets Fined $2.6 Million Dollars for FCRA Violations
The Federal Trade Commission levied a fine of $2.6 million on employment reporting firm HireRight Solutions Inc. for failing to adhere to provisions of the Fair Credit Reporting Act (FCRA) as it relates to the reporting of criminal records in background screening reports that HireRight provides to its clients.
The provisions of the FCRA which were apparently violated included not taking reasonable care to assure accuracy of the criminal records reported, not providing copies of the reports on a timely basis to consumers, and failing to reinvestigate consumer disputes of items in the employment reports.
More information on the action is available on the FTC's website at:
More information on employment reports and reporting criminal records to employers in background screening reports is discussed on our site here:
July 10, 2012
FTC Gives Tips - How to Respond to Unwanted Telemarketing Calls, also called Robocalls
The Federal Trade Commission has issued some guidance for consumers to address the problem of robocalls with two new videos:
What To Do If You Get a Robocall, and Robocalls Gone Wrong.
The videos present consumers with information on how to respond to robocalls, as well as informations about the FTC's efforts to control illegal robocall activity. The FTC even set up a micro web site on robocalls at:
These latest efforts by the FTC are in addition to the guidance published last February on the FTC web site for how consumers should deal with such calling robocall activity: www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt200.shtm
Obviously the first line of defense against receiving unwanted telemarketing calls is to register your phone number with the Federal DoNotCall service. More information, click here.
July 2, 2012
FTC Advice for Job Seekers
The FTC is advising job seekers to obtain their credit report before seeking employment. In their latest advice to job seekers, the FTC recommends getting your credit report not only so you can dispute inaccuracies in your credit report before you apply for a job, but also to know exactly what is in your credit report just in case you are asked about certain credit items in your report in a job interview.
More information about the rights of for job applicants is on the FTC website at:
June 26, 2012
FTC Advice for Identity Theft
The FTC just released their latest advice for consumers who may be identity theft victims. They also included some information about how to protect kids from id theft. The items published include:
The publications may be viewed online or may be ordered in printed form from the FTC. More information can be accessed on the Federal Trade Commission Identity Theft website at:
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