Credit Score Questions
- What credit score do I need for an American Express Platinum card? Thanks, Patrick.
- How can I obtain just my credit score? Diane.
- What is a credit score?
Q. What credit score do I need for an American Express Platinum card? Thanks,
Patrick
A. Unfortunately you have to contact American Express directly to find out what their score requirements are. FICO is the most common score, but there are others such as the Vantage Score and the CreditXpert Score. American Express may also advise you what credit score range is necessary as well as the other factors their underwriting department requires to get their credit card.
Q. How can I obtain just my credit score? Diane.
A. Your credit score is based on your credit report, and to my knowledge cannot be obtained without getting your credit report.
What is a credit score?
A credit score is a number that predicts your credit risk and the
probability that you may default on a credit obligation. Your
credit score is normally calculated on factors in your credit
report. Many lenders these days use your credit score as
a way of selecting consumers who are likely to pay their debts
on time.
We are not lawyers or attorneys so don't rely on us for legal advice. We try to answer your questions as a public service, but we do so based on our experience which is limited to credit reporting issues. If you want professional legal advice, you should engage a lawyer to help you with your credit report related questions.
