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Opt-Out Prescreen Online - Notify the Credit Bureaus Online to Stop Selling Your Name

Consumers can now notify the national consumer credit reporting companies online to remove their names from the lists that they sell to companies for pre-approved offers of credit and insurance. By filling out one form online, you can then direct the four consumer credit reporting companies to stop selling your name and that you wish to opt-out these programs.

  • The service is available by filling in a form online at www.optoutprescreen.com.
  • The service is a cooperative venture of Equifax, Experian, Trans Union and Innovis.
  • Consumers have a choice to opt-out for either a 5-year period or permanently.
  • If you have previously opted-out for these prescreen lists, you may also use the online site to opt back in to receiving pre-approved offers.

Previously consumers could only opt out of these “prescreen” lists by writing the credit bureaus directly or by calling a central phone number to “opt-out.” That phone number is still active at 1-888-5-OPT-OUT (1-888-567-8688).

Consumers who choose to opt-out may also wish to register online at the National Do Not Call Registry to add their phone number to the list that most telemarketers check before calling you with sales solicitations. For more information, see http://www.creditreporting.com/donotcall.html

Another way to further reduce direct mail and phone solicitations is to contact the Direct Marketing Association (DMA). The DMA is the oldest and largest trade organization for the direct marketing industry. More information for consumers is available at:

www.DMAchoice.org