With your Experian Credit Report and Credit Score, you'll find out where your credit stands. It includes your credit history from Experian, plus it shows your credit score based on Experian credit data.
With your report and score, you can:
- See if Experian has accurate credit information on you.
- Review your credit report and see if there are credit accounts newly opened that you did not open.
- Check your report to see what companies are inquiring into your credit report. Obviously you should understand and recognize where these inquiries are coming from.
- Check your credit score from Experian, and generally compare where your score rates versus others.
- View the primary factors that affect your credit score and that keep your score from being higher.
- You also have free access to call our toll-free Customer Service if there is something in your report that you do not understand.
- Additionally you can call our Customer Service, and we will file disputes with your creditors per your instructions about inaccurate items that you may find in your credit report .
It makes sense to check your credit and be prepared for the time when you want to apply for a loan. You can also stay informed so that new information added to your file is accurate, and that inquiries are authorized. Checking your report may also help reduce identity theft issues if someone is out there using your personal information to apply for or open new loans without you permission. Check you credit report more than once a year.
