All About Credit Reporting -
Including All 3 credit Bureaus

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"This is the best customer service I have received in a long time! Thank you for your efforts and for following up with me."
Marion from Southern California

" has been an important part of my yearly credit report maintenance. They make it so easy to order credit reports!"
Jan from Dallas

"I like the fact that I can get all 3 credit bureaus in one report - in one easy piece and with an easy application process..."
Mike from Shady Grove

Testimonials"I think that it is nice to have somewhere to go to get all 3 reports to check yourself out."
Marita from Ft. Worth



It's Fast... as consumers, you can get your own credit report and personal credit scores delivered online over a secured server connection... Then print them if you desire.

It's Secure... with the latest in online security measures to ensure that your personal information and credit card data are encrypted and protected.
It's Easy... you can easily view your credit report and credit scores based on credit information from one or all three of the national credit bureaus.

* Regarding Experian Credit Tracker℠... When you order your FICO Score and Experian Report for $1, you will begin your 7-day trial membership in Experian Credit Tracker℠. You may cancel your trial membership at any time within 7 days without charge. If you decide not to cancel, your membership will continue, and you will be billed for just $21.95/month for each month that you continue your membership. You may cancel your membership and stop the monthly billing by contacting Experian at any time; however you will not be eligible for a pro-rated refund of your current month's paid membership fee. Order Today! We think you will like it.

______________________________________________________________________________________________ - How Can We Help You?

At we help people understand the credit reporting process including how to obtain their credit reports and scores from all three national credit bureaus - Experian, Equifax, and Trans Union.

Our goals and mission:

  • Provide comprehensive information to consumers to understand credit reporting and its related topics.
  • Feature the best products for consumers to obtain their credit reports, credit scores and credit monitoring online.
  • Provide enough information on the site to answer the most common credit reporting questions.
  • if we do not have the right answer for you, or you still do not understand a particular issue, contact us and we will do our best to point you in the right direction to obtain the information you need and the answers you seek.

Click below for more information on these general areas:

Credit Reports - The basis for most credit decisions, learn more about them here, including getting your free annual credit report.

Credit Scores - It's just a number, but it is very important to get it as high as you can if you are to get the best loans and terms.

Credit Bureaus - Contact info and other important stuff about the credit companies, including the three national bureaus Equifax, Experian and TransUnion.

Credit Laws - Know your rights plus learn the obligations of the companies keeping and using your data.

Identity Theft - Anyone can be vulnerable to identity theft. Protect yourself, especially as data breaches become more and more common.

5 Ways to Improve Your Credit Scores - This may be obvious to some, but these simple rules are the basis for good scores.

- Pay your bills on time
- Keep your credit balances low
- Let your credit age
- Minimize applying for new credit
- Keep your credit report accurate

Follow These Steps to Dispute Errors in Your Credit Report - It's your right under law to have accurate info in your file.

- Get your 3 credit reports
- Dispute inaccurate items in writing
- Dispute at all 3 bureaus
- Follow-up to make sure reports are correct
- Try credit monitoring for alerts of key changes