Accessing your 3-Bureau Credit Report provides many benefits:
- Includes your credit history information from all 3 national credit reporting agencies used by lenders -
Equifax, Experian (formerly TRW), and Trans Union. - Includes creditor addresses as reported by Experian.
- Order online and receive your credit report online. Pay with credit card or debit card.
- Reports are available to you almost immediately upon satisfying our online identity verification process.
- Includes toll-free customer service to help you read and understand your report.
- Includes customer service help disputing any inaccuracies on your credit report with the reporting creditors.
- It also lets you see who has been checking your credit at all 3 systems, plus it shows you any new account activity in your credit file at all 3 credit agencies.
Checking your credit more than once a year not only keeps you up to date with changes in your report, it helps give you peace of mind that your credit is safe and accurate. Plus just in case you are about to apply for a loan or credit, you can be prepared to explain your credit report and any adverse issues that show up in your report.
