Credit Center Topics
Free Credit Reports
- Free Annual Credit Report
- Rights Under the FCRA to a free credit report (Fair Credit Reporting Act)
- Free Credit Reports with Credit Monitoring
- Free Annual Credit Report by Mail or Phone
- Free Credit Report but no Credit Card?
- Free Annual Credit Reports for the Blind and Visually Impaired
Credit Scores
- Confused about Credit Scores? Read This!
- Tips to Improve your Credit Score
- FAQs about Credit Report Scores
- What is a Fico Score?
- What is a Vantage Score?
- What are Mortgage Credit Scores?
- Authorized Users- Does this help your Score?
- Credit Scores - Are they all the same?
ID Theft & Identity Fraud
- General Facts on Identity Theft
- What is Identity Theft?
- Preventing ID Theft - easy to follow steps for prevention
- Victim of ID Theft? - some things you should do
- ID Theft on the Internet - be careful of websites collecting sensitive information
- Resource Center for ID Theft - helpful links and resources for consumers
- Free Identity Theft Consumer Help Kit - Offers information, links, dispute form and affidavit
Divorce and Your Credit
- Divorce Credit Report - it may be important to get your credit report before divorce
- Managing Credit During Divorce - helpful information for those in the divorce process
Bankruptcy & Your Credit
- Bankruptcy Credit Report - get your credit report before bankruptcy and list all items from your 3 credit reports in addition to any other items you know exist that may not be on your credit report
- Personal Bankruptcy - learn more about the types of bankruptcy
- Bankruptcy Law Changes - learn more about changes in the bankruptcy law
Credit Report Disputes and Debt Improvement
- 6 Ways to Improve Your Credit Report in 2008
- Credit Report Disputes - how to dispute inaccurate items on yor credit report including a sample dispute form
- Improve Credit Report - tip to improve your credit report
- Credit Counseling - consider credit counseling as an alternative to bankruptcy
- Debt Management - getting your finances under control
- Credit Repair Warnings - a must read for all consumers considering credit repair
- Budgeting Tips - the benefits of making a budget (Part I)
- Budgeting Tips - the benefits of making a budget (Part II)
- Short Sales - Will a real estate short sale hurt my credit report?
Credit Bureaus
- Credit Bureaus - what are credit bureaus, and who are the three main credit bureaus?
- Lock Unlock Credit Report- new credit bureau service to lock your credit report from Truecredit and TransUnion
- Credit Reports for Landlords
- Is there a 4th national credit bureau called Innovis?
Student Credit Center
- Applying for Credit
- Advice for College Graduates
- Are you a victim of ID Theft?
- Student's Guide to Free Credit Reports
Fair Credit Reporting Act (FCRA)
- Summary of FCRA - for consumers
- Your Rights under the FCRA
- Frequently Asked Questions - about the FCRA
- Explanation of the Fair Credit Reporting Act - a layman’s guide to each section of the FCRA
General Credit Information
- Ask Your Credit Question - ask your credit report question and get an answer from Creditreporting.com
- Opt Out Information - to reduce the amount of direct mail solicitations, you can opt out of credit bureau prescreen list sales by calling this number.....
- Opt-Out Prescreen Online - consumers can now also notify the national credit bureaus online to remove their names from lists that the national credit bureaus sell to companies that mail you pre-approved offers of credit and insurance
- Do Not Call information link to site that removes your phone number from telemarketing lists
- Articles and Press Releases - articles and press releases on our web site. Here are some more articles of interest:
- Public Information Profile (PIP - now consumers have the ability to perform their own background check and to search nationwide public records through a new product called a Public Information Profile
- Related Links go to this page for links related to credit reports and other recommended links
Creditreporting.com Products For Consumers
- CreditCheck Total - 3 Free Credit Reports & 3 Free Credit Scores with Credit Monitoring Trial
- Triple Advantage - Free Experian Credit Report & Experian Credit Score with Credit Monitoring
- 3 Bureau Credit Report with All 3 Credit Scores
- 3 Bureau Credit Report with Experian Credit Score
- 3 Bureau Credit Report without credit scores
- Experian Credit Report with Your Experian Credit Score
- Equifax Credit Report with Equifax Credit Score
- Trans Union Credit Report with TransUnion Credit Score
Video Learning Center
- How to order a free annual credit report
- How to opt out of credit bureau solicitations
- How to stop telemarketer
Creditreporting.com Information
